BESPOKE PORTFOLIO SERVICE
Alington Ruthin’s Bespoke Portfolio Service (BPS) is a bespoke portfolio design and discretionary investment management proposition, it is created to meet the requirements of UK financial advice firms.
We work in partnership with Financial Advice Firms and Independent Financial Advisers to create a personalised centralised investment proposition that is tailored to the advisers values, beliefs, requirements and cultures of their client base.
It is designed for Firms and Advisers who require a greater level of ownership and control over important aspects, such as cost and the degree of passive versus active investments.
We can provide the agreed portfolios via the platforms required, allowing no interruption to service to your clients nor to your adviser’s access and current reporting.
Our annual Discretionary Investment Management Fee is fixed at 0.25%.
The BPS is built in order to solve the biggest challenges when adopting a Managed Portfolio Service as it is fully bespoke, whole of market and tailored in comparison to other off-the-shelf solutions.
The intermediary is treated as our client, acting as agent on behalf of the underlying investor, this tripartite arrangement allows the intermediary to retain control of the client relationship, and custody of the assets via the chosen platforms.
Key Features:
Portfolios are tailored to intermediary’s requirements, creating a range that maps perfectly to your chosen risk profiler.
Portfolio composition is whole of market as Alington Ruthin is completely independent. However, only highly liquid funds are included.
Investment style that suits your clients’ requirements and costs, including fully active funds, fully passive funds or a blend.
Advisory Firms and Advisers are part of the investment committee, with any changes being discussed, agreed and implemented.
Dynamic Portfolio rebalancing can be on a scheduled or ad hoc basis.
Benefits to Advisory Firms and Advisers:
Helps Advisory Firms meet Consumer Duty - Our bespoke portfolio can help advisers meet the increased regulatory responsibilities heralded by the FCA’s Consumer Duty, which requires them to demonstrate products meet their clients’ needs and represent value for money.
The BPS is run on a discretionary basis, removing the advisory reporting previously required. This can free up considerable staff time and also reduce costs for investors.
Portfolios are managed by our highly qualified team.
Allows greater oversight with portfolios being monitored daily.
Decreases regulatory pressure, costs and time constraints providing more time to focus on the wider aspects of clients’ financial planning.
Uniform Client Performance - Investors in a model portfolio all hold the same assets, and in the same proportion, so performance will be uniform. This helps with delivering consistent outcomes, reducing queries and increasing transparency.
If you would like to discuss our Bespoke Portfolio Service please contact our Directors:
Nicholas Randall or Christian Randall